What You Need to Know about Investment Scams
Learn how to identify and avoid being taken to the cleaners by criminals In June 2021. One minute, John (not his real name), is happy he’s just secured a $200,000 investment with a reputable bank. The next minute he’s living a nightmare as he realises his money has been transferred to a scammer’s account never […]
How to make bonds work for you
We recently ran a live webinar that explored what bonds are, and how they work. In it you’ll find: • Understand why bonds is the right option for you • Enable you to plan for your future by giving you stable and secure returns • Understand how investment bonds work • Appreciate why they can […]
Reasons to buy bonds gets stronger
Up and down the East coast of Australia, it seems almost everyone is focused on the property market. This is something we expect will continue for the foreseeable future with the Federal election over the threat of negative gearing being abolished and the shrinking interest rate. And whilst many property investors are hoping that the […]
Buying bonds for your Self-Managed Super Fund?
The 4 Key Questions for First-Time Buyers Bonds might seem confusing but they’re actually very simple. If you’re unfamiliar with how bonds work or which bonds are right for your investment goals, here are a few questions that can help. Bond basics A bond is essentially a way for an organization to issue debt without […]
What is the difference between a Term Deposit and a Bond?
Term deposits and bonds fall under the category of fixed income. They are relatively risk-free investments that you can use to strengthen your portfolio, like all investment options, they both come with their fair share of pros and cons.
Types of Risk in Investment
Risk is a part of life. Everything we do has some type of risk involved. With investing it’s critical to manage the risks. The easy way to describe risk, and management of it is like this: If you put $100 into a new business, it could turn into $1,000 or zero. You don’t know which […]
What is a Term Deposit and how does it work?
For the beginner series, we’re discussing the various different types of investments available. Now it’s time for the old stable Term Deposit. A term deposit is a deposit held at a financial institution for a fixed term, much like a special transaction account with your bank. The term generally ranges from a month to a […]
Mutual and superannuation Funds
You might know a mutual fund under many names, including a superannuation fund, but they are a collection of some amount of stocks, bonds, cash, or other securities. When you join a mutual fund your money is put together with all the other mutual fund investors. This allows the fund manager a much larger bank […]
ETF and other exchange traded bonds
An ETF is an investment into a fund that trades some asset. This is often a combination of shares of stock, futures, foreign currency etc. These ETFs are usually built to track an asset or index such as the ASX200 Australian share index. They allow you to invest in an asset (the ETF) that will […]
How the market impacts bonds
The basic principal with interest rates is simple. When economic growth is strong and inflation is rising, the Reserve Bank of Australia will increase interest rates in an attempt to slow the growth and ease inflation. As interest rates rise, new bonds are issued with higher coupon rates. This means that the new bonds return […]