Exclusive Offer for Members of the Association of Independent Retirees
Plan ahead for your retirement
Secure a fixed rate bond and know exactly what interest you’ll be paid at regular intervals so you can plan a steady flow of income for retirement.
Generate Predictable Income
Bonds can be a better choice than riskier investments like stocks, as they provide regular income via coupon payments throughout retirement.
Lower Risk “Defensive Assets”
Bonds are “defensive assets” in that they provide lower risk, for lower returns, which provides a flow of income to fund your golden years.
Blair Dewhurst, an Investment Adviser at the Australian Bond Exchange, explains what a bond is, and how this type of fixed income investment could help you fund your retirement.
Claim your exclusive AIR 10% discount on ABE brokerage fees here.
Or, you can speak to Blair call 0422104534
Future-proof your retirement with fixed income
Experts agree that a diversified retirement portfolio, including fixed interest income coupons, dividends from Australian shares and/or rents from property investments* is the best way to ensure you have a regular income stream during retirement.
In fact, the AustralianSuper Balanced Fund, the number one performing growth fund in Australia in the decade to June 2021*, invests in fixed interest as “defensive assets” as they see these as “less risky than asset classes like listed shares.” *
To “hedge your bets” against unexpected changes in economic and financial markets, fixed income streams can mitigate inflation risks and provide a level of certainty in future-planning.
Request your free strategy session with an ABE investment adviser
Bonds and fixed income investments less volatile than shares and property
Unlike investing in shares or property, bond returns are not tied to a company’s share price or a property value.
As generally lower risk "defensive assets" that generate predictable income flows, you don’t have to worry about checking market prices constantly.
Retirement could be costing you over $1,000,000
If you want to retire at 60, it could cost you more than $1,000,000 to support yourself over the next two decades, according to research by the Association of Superannuation Funds of Australia (ASFA) and the Australian Bureau of Statistics (ABS)*.
ASFA research shows to live a comfortable lifestyle in retirement, couples require $70,482 per year and singles need $50,004*. These figures do not account for the cost of rent, so if you don’t own property this cost could increase by tens of thousands of dollars.
With ABS data showing Australians now live to 81-85 on average, this could mean you need to spend $1,250,100 to live comfortably the next twenty five years, and that doesn’t account for inflation.
Request your free strategy session with an ABE investment adviser.
Why choose the Australian Bond Exchange?
The Australian Bond Exchange gives Australian retirees the opportunity to generate regular fixed income streams from as little as $10,000 investment.
Bonds and other fixed interest assets can now be purchased without having to save millions of dollars.
High yielding bonds are accessible to investors for less than the cost of a brand-new car, with fixed terms and regular income payments you can generally rely on.
Don't just take our word for it
“The main reason, why I have chosen ABE to invest with, is due to the fact that ABE offers small investors the opportunity to secure corporate bond products in small parcels, which weren't available to us in the past.
Cash deposit account
Australian Bond Exchange operates a Retail Client Trust Account with the Australia and New Zealand Banking Group Limited (ABN 11 005 357 522). Retail Clients will earn interest on their daily cash balance held in the Retail Client Trust Account at the rate shown below.
*Data as accurate as at 10.7.2023. Past performance is not a reliable indicator of future performance. Investments can go up and down. Past performance is not necessarily indicative of future performance.
Disclaimer: The information and any advice provided in this website has been prepared without taking into account your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider the appropriateness of the advice, having regard to those things.